NY+Times+13+nov

 **** __Housing Agency’s Cash Reserves Down Sharply__ **** By DAVID STREITFELD The government stopped short of saying the F.H.A. might need a direct bailout, but critics were less sure that help wasn’t needed.

****FORTY YEARS' WAR**** **** __Medicines to Deter Some Cancers Are Not Taken__ **** By GINA KOLATA As the war on cancer continues, with little change in the mortality rate, the few drugs proved to deter cancer are widely ignored, researchers say.

**** __Afghan Enclave Offers Model to Rebuild, and Rebuff Taliban__ **** By SABRINA TAVERNISE People in the Jurm Valley have taken charge for themselves, using village councils and direct grants as part of an initiative called the National Solidarity Program.

**** __Among Obama Aides, Debate Intensifies on Troop Levels__ **** By MARK LANDLER and JEFF ZELENY The disclosure that the U.S. ambassador to Afghanistan has expressed opposition to deploying more troops lays bare a fierce debate within the Obama administration.

**** __Rural India Gets Chance at Piece of Jobs Boom__ **** By LYDIA POLGREEN Entrepreneurs are experimenting with moving outsourcing jobs to corners of India that have been largely cut off from its extraordinary growth.

**** __Militants Hit Pakistan Spy Agency in New Escalation__ **** By SABRINA TAVERNISE Militants attacked an intelligence agency building in Peshawar, stepping up their fight against the Pakistani government. **** __Despite Physical and Mental Scars, Moving On__ **** By CAMPBELL ROBERTSON and SERGE F. KOVALESKI Those who lived through the violence at Fort Hood are struggling to live with scars and limps and frayed nerves.

**** __Major Held in Fort Hood Rampage Is Charged With 13 Counts of Murder__ **** By JAMES C. McKINLEY Jr. Military prosecutors have charged Maj. Nadil Malik Hasan with premeditated murder in last week’s shooting rampage at Fort Hood, Tex., an official said.

**** __Second Officer Gives an Account of the Shooting at Ft. Hood__ **** By JAMES C. McKINLEY Jr. Senior Sgt. Mark Todd said that he brought down the gunman, matching the account of an eyewitness but not the initial version from the authorities.

**** __Rebuilding Its Economy, Iraq Shuns U.S. Businesses__ **** By ROD NORDLAND Baghdad’s first trade fair since the invasion six years ago attracted 396 companies, but only a few from the United States.

**** __After Bankruptcy, G.M. Struggles to Shed a Legendary Bureaucracy__ **** By BILL VLASIC G.M. will present its first postbankruptcy scorecard on Monday, when it reports third-quarter earnings and its cash reserves.

**** __A.M.D.-Intel Settlement Won’t End Their Woes__ **** By STEVE LOHR and JAMES KANTER Advanced Micro Devices, a rival maker of computer chips, had accused Intel of strong-arm tactics to pressure PC makers to buy Intel products.